Bankruptcy: My
Goal is to provide the best service that I can for the best price
possible. To my knowledge, I was the first to offer a fixed price
bankruptcy in San Diego for chapter 7 cases. From other attorneys,
you're going to hear how complicated your case is once you explain just
how many creditors you really have and that you also happen to own your
own home, or even just a mobile home or that you're married..
You'll be quoted a small price over the phone but when you arrive
suddenly they say your little case is now much harder and requires a lot
more work and fees.
Most of the time, that's just
not the case. If you are married, the same income and expense
analysis is done but it is done on more income and more expenses.
If you own a home, the equity must be analyzed but that's not very hard
and either you have less equity than you're allowed to keep and you file
a chapter 7 or you have more and you file a chapter 13 bankruptcy with a
consolidation plan or pick a different option.
Chapter 13s are more work so
they cost more. Taxes and businesses often create more work or more
liability exposure and so they cost more too. If you have a boat
load of creditors, collections and lawsuits, that is going to cause more
work so you'll have to pay more. Sorry about that, but if I asked
you to stay late at work, would you happily stay and not ask for extra
pay? No, you'd ask for overtime pay. If your case generates
a lot of extra work, then it'll cost more, but most of the time, for the
average $28,000 bankruptcy that most people file with no real estate, no
fraud, and not more than about 15 total creditor - collection addresses
to be typed up, you are not going to have to pay more than an average
price. Tell your lawyer I said so. In Southern California,
call me, I can help (619) 582 5904.
Business Planning: Call
Attorney Nelson for a consultation at (619) 582 5904
"Most of the Time I can tell my clients, don't worry unless I
tell you to, and I'm telling you not to."
Estate Planning: My goal is to
help you leave as much behind as possible to your children. If you
own real estate and you die without setting up a Trust, your kids will
be in Probate Court fighting over who gets how much. If you own a
$500,000 house, your kids will pay an attorney up to $13,000 to run it
through probate. One of the kids, your executor of your Will, will
get a $13,000 windfall above the other's kids' shares. Does that
sound fair or does it make good financial sense? That's $26,000 in
costs. For less than $1,000 (in most cases), you can set up a
Trust and cut your Estate's fees and costs down to about a fourth of
that. The Trustee of your Trust is going to get paid something for
his time, and he's going to have to hire an attorney, but only for a few
hour's advice, (in most cases). Incidentally, if you own two
houses, you can basically double all the numbers listed above for
Probate Court's attorney's fees and costs, but they may stay just about
the same for the Trust situation. In Southern California, call me I can
help (619) 582 5904.
Disclaimer:
Nothing in this Web site may be or shall be construed as creating an attorney-client
relationship between Attorney David L. Nelson and the Reader. Nothing in
this Web site shall be or may be construed as Legal Advice. Mr. Nelson
makes no guarantees, warranties or promises as to the accuracy or
currency on this Web site or any other Web site that may be linked to
this Web site. If you are in need of any assistance with respect to any
issues mentioned in this Website, please seek legal advice from an
attorney who is licensed to practice in your state. Mr. Nelson is
licensed to practice only in California.
Mr. Nelson's practice services the Southern California area, including,
San Diego County and Southern Riverside
and Orange Counties.
