I’ve been a bankruptcy attorney for about 20 years and when it comes to credit, I’m the Grim Reaper. I am Charon, and I ferry you across to the land where your debts have deceased. For a small fee of course. Sometimes your debts die a long slow death but more most debts, it’s pretty quick and almost painless.
Your Good Credit is the collateral damage. I ruin credit for a living.
So when my own credit needed a spit and polish some years back, I did what most people do, I looked up a credit repair service or credit repair attorney and paid them good money to repair my bad credit. For a bunch of money they said yes. Great, I handed over my money and then a little while later, we went in for an appointment to sign some paperwork.
The paperwork consisted in a bunch of letters disputing everything in my credit reports which impaired my potentially positive credit rating. Once I saw those letters and how they were written, I realized that I could have done all of those letters myself without much difficulty; if only I had the time to figure it out on my own. I hadn’t had any idea that the process was going to be as simple as it was. I was wholly annoyed at how little work it might have been for me to figure it out on my own. I’m an attorney so that was something that I was good at to begin with. I had just been so busy that I didn’t feel like trying to figure it out because that would have required digging into code sections of the federal codes that I hadn’t been familiar with at that time. So, it sounded like much more work than it really would have been.
Even worse, I happened to notice, on a desk of a paralegal . . . as I was heading for the restroom, a handy dandy guide to do the work with a catchy name. A book with templates and instructions that would have told me exactly what I would have needed to do in order to repair my own credit myself without having to pay anyone to do it for me. Yes, there is a small fee for the guide book, but you can afford it.
Get the same Guide, Follow the program, and you will increase your credit score.
And yes, I do get paid a small commission for referring you to the same credit repair guide that the pros use. And yes, of course you should buy it.