You Can Repair Your Own Credit

I’ve used a credit repair service myself, and I’m an attorney. At that time, I didn’t yet know that someone had already written a simple easy to use of Guide to Credit Repair.

So, why didn’t I just do it himself. There’s a simple answer to that. Attorneys are busy people, me included. For me it’s even a little bit worse than for other attorneys because I like to manage my cases from the start to finish and from the ground up. I don’t use paralegals and my wife is my part time receptionist. I even answer the phones. It streamlines the way I do my legal business and my area of practice is bankruptcy. So I know a lot about ruining your credit. That’s easy, don’t pay your bills, get sued, have a car repossessed and voila your credit is toast. Perhaps, I should have added a picture of a toaster instead of my cat.

In my law practice I pretty much only take bankruptcy cases, I don’t have a lot of spare time to learn a new kind of case, or at least I don’t have time that I want to devote to learning new types of cases. Being a bankruptcy attorney is time consuming enough, especially when you’re also a full time paralegal, full time secretary, and sometimes I have to empty the bins and vacuum. I like it, it’s a quiet simple life that I enjoy, I love getting people out of debt. 

However, all that said, and especially at that time, if I had had to spend the time to learn how to fix my own credit, I really didn’t have the time to do it. There are dense Federal Codes to study, and then the State of California has plenty of statutes that sometimes add things that aren’t in the Federal codes. Combing through the statutes and codes takes time, figuring out how to write credit repair letters would have taken a lot of time, effort and I knew that I just didn’t have that time. And sure once you’ve got the letter written, you can reuse it, we do that all the time but I hadn’t yet done my first one. And I didn’t want to learn. 

So I started researching for a credit repair company or service near me. There were a few, so I asked a couple of attorneys I know and received a couple referrals.

$1500 dollars later I was on my way to clean credit and a new life and a new house.

So, I’m not a complete dork, and I know that the paralegals do most of the real work so I spent a little time letting my wife speak to the attorney while I walked around getting lost on the way to the restrooms and what I learned was that the paralegals were using basic templates to write letters and that those basic templates came from a credit repair guide book which had been printed out, three hole punched and clipped into a binder. You see, I had seen a guide to credit repair on the Internet but I thought it was a scam, because I was an attorney. I ignored it. Yet, here it was, the company charging me $1500 was using the guide that I had ignored. 

So I said earlier that what I found out that these companies do, surprised me. And it did surprise me, because while they’re doing proper legal work for you, they’re just doing basic DIY credit repair for you that you can do for yourself.  You can repair your own credit.  

Yes, there is a big secret to credit repair: you can do it yourself. The guy doing my credit repair so that I could refinance my house and buy a second house was using a guide that he had downloaded from the Internet, three hole punched and shoved into a three ring binder. I guess the binder made it official.

I know that most of the time, in most law practices we use those kinds of things. They just normally come from a seminar costing $500 to $5000 and the books are an extra $500 to $1000 with an annual update costing $250 to $500 and still requiring a lot of expertise to make sure that they are properly implemented. Yet to repair my credit, it cost that firm around $37 or $47 and he was charging me $1500. That’s a good deal.

Of course you can do a lot of kinds of legal work yourself, people do their own divorce work all the time, but it’s complicated, fraught with pitfalls and you can easily make mistakes. And if you make enough mistakes, you can prejudice your judge against you and then you’re in a world of hurt. That’s true with most types of legal work.

But in credit repair work, you’re almost never in front of a judge, and because of the way the laws about disputing things on your credit reports is written, if you do it wrong this month, you can try again next month. And if you have the proper guidance, say from an attorney who has written a guide to repairing your own credit, (not me, I didn’t write it) then you can write those letters correctly the first time. Attorney Shapiro even guarantees his own guide: The Attorney’s Guide to Credit Repair. 

So all along I could have been doing my own credit repair myself and saved about $1,450. That floored me. So, was there some credit repair secret that I didn’t know, YES!

I could have downloaded the same book and saved nearly $1500. Back then I could have gotten my family annual passes to Disneyland with the savings. Nowadays I could get the family into Disneyland for one day but we would have to split a meal  . . .  but only if we brought that meal in with us in our pockets and purses.

Times have changed, if you want Disneyland season passes for a family of four nowadays, the first thing you have to do, is:

  • Buy and Download The Attorney’s Guide to Credit Repair
  • then repair your credit
  • then apply for a credit card and be approved
  • then you can finally buy those Disneyland season passes
  • pay off the credit card as fast as you can

Get the Guide NOW, the sooner you download it, the sooner you can get started, the soon you’ll have the positive results you need. Does it really make sense to wait any longer? 

It’s simple math, you can do the work required, you can afford The Attorney’s Guide to Credit Repair and they even guarantee it. Download it now. 

Leave a Reply

Your email address will not be published. Required fields are marked *